Method is a fintech infrastructure company focused on enabling real-time connectivity to consumer liabilities such as credit cards, loans, and other debt accounts. Founded in 2021, the company builds APIs that allow financial institutions, fintech apps, and lenders to securely access, manage, and facilitate payments on users’ debt accounts with their consent. Its core innovation lies in solving the long-standing challenge of fragmented and unreliable access to liability data across thousands of financial institutions.

Through a single integration, Method provides developers and financial platforms with access to comprehensive, real-time credit data and embedded payment capabilities. This enables use cases like balance transfers, loan refinancing, bill payments, and personalized lending experiences. By replacing outdated methods such as credential scraping with more reliable connectivity, Method helps companies build faster, more accurate, and user-friendly financial products while reducing operational friction.

Method’s broader mission is to modernize financial infrastructure and improve how consumers interact with their debt. By giving users and financial platforms better visibility and control over liabilities, the company aims to unlock smarter financial decision-making and expand access to affordable credit. Backed by major investors and used by leading fintech companies, Method is positioning itself as a key player in the evolution of open finance and embedded financial services.